Ridofranz/iStock/GettyImages If you ‘re among the estimate 70 percent of Americans who get a tax refund each class, you likely already know you have a diverseness of methods for receiving your payment. One of those is a prepay, reloadable calling card called the Emerald Card. To activate your Emerald Card so you can begin using your tax refund, you ‘ll need to call 1-866-353-1266 .
Getting an Emerald Card
You ‘ll be given the opportunity to apply your refund to an Emerald Card when you file your taxes through H & R Block. You can have the funds directly deposited into your account, have a check issued or have the money put on an Emerald Prepaid MasterCard. The benefit is merely the convenience you ‘ll get from having your money on a card that you can then use to spend the money .
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You do n’t have to visit a localization to get a menu, though. You besides ca n’t rate a card through the HRBlock.com Emerald Card site, but you will be offered the opportunity to apply if you use the company ‘s digital tax readiness product. once you ‘ve activated the calling card, you ‘ll be able to manage your account completely on-line .
Activate an Emerald Card
To activate your Emerald Card, you ‘ll need to call the Emerald Card help credit line at 1-866-353-1266. You ‘ll be asked to input the survive four digits of your card number. Follow the prompts to activate .
ad In summation to activating your card, you should besides set up an account so that you can manage it. You can do this at the Emerald Card login web page. Once you ‘re set up, you can view your transaction history, monitor your poise, make payments and transfer funds between assorted Emerald accounts .
If you plan to regularly manage your tease, though, you may prefer the app to going to the HRBlock.com Emerald Card locate every time. You can find the MyBlock mobile app in the iTunes App Store or on Google Play. Using the app, you ‘ll be able to authenticate using touch and facial recognition, eliminating the need to keep up with a password .
Reload an Emerald Card
When you sign up for an HRBlock.com Emerald Card, you are n’t limited to using it for your tax refund. You can continue to reload money from sources like payroll, government benefits, cash and checks. This gives you an choice for directly deposit, saving money if you would have otherwise had to rely on a fee-based overhaul to cash your check .
ad It ‘s significant to note that not all reload services are detached. If you deposit cash at a retail localization providing card recharge services, you may pay a fee of a much as $4.95. Depositing a check to your circuit board can besides come with a tip. If it ‘s a preprinted payroll or government check, those fees can be a low as 2 percent, rising to 4 percent with other types of checks .
H&R Block Emerald Advance
angstrom commodious as the Emerald Card can be, it is n’t a room to get your refund immediately. For that, H & R Block offers the Emerald Advance Line of Credit. This feature issues you a line of citation in amounts varying from $350 to $1,000, depending on your anticipated refund. This service comes with a $45 annual fee and a 36 percent annual pastime pace, though, so there probably are better options .
ad You can only apply for the Emerald Advance Line of Credit during a limited window of clock each year. This happens between November and January and the specific dates change each year. You ‘ll need to visit a participate H & R Block placement and give for the program .
once approved, you ‘ll be able to use your occupation of credit, paying the greater of $25 a month or 4 percent of the proportion. If you pay down your balance by Feb. 15, you ‘ll qualify to continue to use your course of citation year-round.